Working experience differs a lot across different agency teams. Smaller team brings little sense of belonging to the mother company, and the prospecting activities that are potential to be carried out are much less than the larger teams.
Incentives for consultants are a lot, but generally only for those who do well. Then better you do the more incentive reward you get, and the worse you do, the more distant you feel about the connection with the company. FCs are not employees of the company, therefore no employee insurance benefits at all.